LHV hire-purchase

LHV hire-purchase – a concious choice

apply for hire-purchase

LHV hire-purchasemakes it possible to pay for goods in instalments.

  • We will respond to your application within a few minutes.
  • Deposit starting from EUR 0.
  • Free early repayment.


Add the desired product to the shopping basket and select LHV hire-purchase as the method of payment.

If you have not submitted a hire-purchase limit application, you can do so after selecting the form of payment.

If you have already been assigned a limit, you can immediately choose the duration and payment date for the hire-purchase agreement.

Then sign the agreement using your Mobile-ID, ID card or Smart-ID, and the purchase is completed.

Terms and Conditions of hire-purchase

  • Interest is 9.9%. 
  • Contract fee starting from EUR 9.90.
  • Monthly service fee 0.99 €.
  • Length of the agreement starting from 3 months.
  • The decision granting hire-purchase is valid for 90 days.

Additional information

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The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert.

The monthly hire-purchase payment is 76,86 € and the annual percentage rate of charge is 22,76% on the following sample terms and conditions: cost of the product/service 1500 €, down-payment 0%, credit amount 1500 €, annual interest rate of 9,90% of the purchase amount (fixed), contract fee 19,90 €, monthly service fee 0,99 €, hire-purchase period of 24 months, with monthly annuity payments, in the total sum of 1844,62 € and the total sum of monthly payments being 1844,62 €.